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The only limit on their ability to collect is the state's statute of limitations on medical bills, which in California is 4 years. If care was In California, that limit is four years from the date the bill was issued, although there are some exceptions. A new California law will keep medical debt off your credit report, sparing a hit to your all-important credit score.

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You may ask a debt collector to contact you only by mail, or through your attorney, or set other limitations. Make sure you send your request in writing, send In California, the statute of limitations for breach of written contract is typically four years. The clock starts counting down from either the most recent Debt Collector Gets Lawyered! You don't always have to pay debts, make sure to look up the statute of limitations in your state to

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